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    Mortgage & Capital Solutions

    Mortgage & Capital SolutionsMortgage & Capital SolutionsMortgage & Capital Solutions

    Where ambition meets execution

    Mortgage & Capital Solutions

    Mortgage & Capital SolutionsMortgage & Capital SolutionsMortgage & Capital Solutions

    Where ambition meets execution

    Welcome to shark loans

    Loans We Offer

    PERSONAL

    Conventional

    Bank Statement

    Bank Statement

    Family moving into a new home, carrying boxes and unpacking with children.

    Traditional mortgage financing for primary residences, second homes, and investment properties. Competitive structures for borrowers with solid credit and verifiable income. 

    Bank Statement

    Bank Statement

    Bank Statement

    A woman in an apron is pointing to the open sign.

     Designed for self-employed borrowers and business owners, qualification is based on bank statement deposits rather than traditional tax returns. Ideal for clients with strong cash flow who may not fit agency documentation models.

    FHA

    Bank Statement

    DSCR - Investment

    Happy couple standing in front of their new home holding a sign.

     Government-insured programs offering flexible qualification standards and lower down payment options, helping expand access to homeownership. 

    DSCR - Investment

    DSCR - Investment

    Modern townhouse complex with sleek design and landscaped greenery.

     Approval is driven primarily by property income rather than personal employment. A streamlined solution for real estate investors building or refinancing rental portfolios. 

    P&L / Stated Income

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     Alternative documentation options for borrowers whose taxable income may not reflect true earning power. Built for flexibility while maintaining responsible underwriting.

    Jumbo

    Modern two-story house with stone and wood exterior illuminated at dusk.

    Loan structures for higher-value properties exceeding conforming limits. Tailored solutions for complex financial profiles and premium assets. 

    HELOCs & 2nd Mortgages

    HELOCs & 2nd Mortgages

    HELOCs & 2nd Mortgages

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     Access property equity without replacing an existing first mortgage. Useful for improvements, investments, or strategic liquidity.  

    Reverse

    HELOCs & 2nd Mortgages

    HELOCs & 2nd Mortgages

    An elderly woman kisses her smiling husband on the forehead in a warm embrace.

    Programs that allow eligible homeowners to convert equity into usable funds while continuing to live in their property, subject to terms and obligations. 

    ITIN/Foreign National

    HELOCs & 2nd Mortgages

    ITIN/Foreign National

    Hand placing a small wooden house on a map with colorful push pins.

     Mortgage solutions for eligible borrowers without traditional U.S. residency or standard documentation. Flexible pathways to purchase or refinance real estate. 

    203(k) Renovation

    Ground-Up Construction

    ITIN/Foreign National

    Interior designer sketching a living room and selecting wood samples.

     Finance the purchase or refinance of a home while funding improvements through a single loan. Ideal for properties that need repairs or modernization. 

    Fix & Flip

    Ground-Up Construction

    Ground-Up Construction

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    Short-term capital for investors purchasing properties to improve and resell. Built around speed, leverage, and clear exit strategies. 

    Ground-Up Construction

    Ground-Up Construction

    Ground-Up Construction

    Wooden frame of a house under construction on a clear day.

     Financing solutions for projects starting from raw land through completion. Structured draws, timeline coordination, and execution support throughout the build. 

    BUSINESS

    Commercial

    Bridge Loans

    Bridge Loans

    Modern office building with reflective glass windows under a clear blue sky.

     Financing for income-producing properties across multifamily, mixed-use, retail, office, and industrial sectors.  

    Bridge Loans

    Bridge Loans

    Bridge Loans

    House with a sold sign in front of it.

     Temporary financing that helps clients move quickly between transactions, providing liquidity while long-term solutions are arranged. 

    Portfolio

    Bridge Loans

    Hard Money

    Aerial view of a residential neighborhood with rows of houses and greenery.

      Finance multiple properties under a unified loan structure. Ideal for investors looking to streamline payments, leverage portfolio strength, and scale efficiently. 

    Hard Money

    Hard Money

    Two business professionals shaking hands over a desk with documents and a laptop.

      Asset-focused financing built for speed. Frequently used when timing is critical or when traditional guidelines cannot accommodate the scenario. 

    Account Receivable

    Person organizing stacks of invoices clipped with pastel binder clips on a wooden table.

     Unlock working capital tied up in outstanding invoices. Convert receivables into immediate liquidity to support operations, payroll, and growth. 

    Business Lines of Credit

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    Flexible access to capital that supports operations, growth, and opportunity. Borrow what you need, when you need it. 

    Equipment Financing

    Merchant Cash Advance (MCA)

    Equipment Financing

    Worker pointing at something, and his boss is standing there with papers and watching.

     Finance essential business equipment with structured terms designed to protect cash flow and build capacity. 

    Startup Funding

    Merchant Cash Advance (MCA)

    Equipment Financing

    Girl getting happy, smiling, and holding her phone

     Capital solutions to help new ventures cover operations, staff, inventory, and growth — regardless of early credit history. 

    Merchant Cash Advance (MCA)

    Merchant Cash Advance (MCA)

    Merchant Cash Advance (MCA)

    Person holding a credit card to a merchant machine

     Advance on future revenue so your business has working capital today, with repayment aligned to cash flow. 

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    Shark Loans

    16133 Ventura Boulevard Ste 700, Encino, CA, USA

    +1 (747)-220-0999 info@shark.loans

    Hours

    Mon

    09:00 am – 05:00 pm

    Tue

    09:00 am – 05:00 pm

    Wed

    09:00 am – 05:00 pm

    Thu

    09:00 am – 05:00 pm

    Fri

    09:00 am – 05:00 pm

    Sat

    09:00 am – 05:00 pm

    Sun

    09:00 am – 02:00 pm

    Yes, we are open to help 7 days a week!

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    SHARK LOANS NMLS #2627894 Licensed by the Department of Financial Protection and Innovation under the CA CFL License # 60DBO-196502. Loans made or arranged pursuant to the California Financing Law. 

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